Glossary · Value and price
Conservative value
When buying, the market value less a fixed safety margin of ten per cent.
Scan my Home shows this figure as the recommended negotiation target, a target for the negotiation and not a purchase limit. For a rent there is no deduction, there the local comparable rent itself is what counts. The conservative value is not a forecast of the sale price, it is a fixed calculation rule for the negotiation target.
Where it appears in the report
The conservative value appears in the report in the Market value chapter, below the market value itself. Look at the sample report →

Common questions about it
Why is the conservative value lower than the market value?
Because a fixed safety margin of ten per cent is deducted. That way the negotiation target deliberately sits below the market value.
Does the margin also apply to rent?
No. For rent the local comparable rent itself counts, a margin would make no sense there.
Related terms in the glossary
Last updated: 2026-09-18