This is the public example dossier. It shows what a report looks like, but is not a real customer report.
Analysis dossier
1-bedroom apartment (1 bed), first floor, with balcony and resident parking space in Clontarf, Dublin 3
Wohnanlage nahe Vernon Avenue, Clontarf, Dublin 3 (D03), genaue Adresse im Inserat genannt, hier nicht übernommen · Dublin · Irland
€295,000
€280,830
€252,747
What you have here
The complete inspection report on this property, from the listing and public registers.
- 10 chapters, each available on its own
- Confidence: lowLowered from medium to low. The independent second review does not consider the data base sufficient for the higher level. The lower level is shown here instead of the one the analysis itself assumed. The second review left one serious finding open (Mietrecht). While it is open, confidence cannot exceed medium.
- 9 warning signals, 2 of them serious, and 5 opportunities
- Reference number BAA19F2B-3D9B-4DFA-BAC1-842A7139FD1F ✓
What the full assessment additionally shows
- Lending value and income value, the way a bank calculates them.
- Stress tests for interest, rent and vacancy.
- Your own documents read and checked against the listing.
What you can do now
Owners' association
Unpaid contributions attach to the flat itself
Outstanding service charges attach to the unit and are usually settled out of the sale price. Miss that step, and the buyer ends up facing the OMC's claim instead. The bigger risk in Ireland is an empty or underfunded sinking fund: if a roof or facade replacement comes up and the fund is empty, the cost is spread across the owners as a special levy, which can run into five figures. A third risk is the remaining term of the lease. Once it drops below roughly seventy years, mortgage lenders grow more cautious, which weighs on resale value.
Basis: Set out in the Multi-Unit Developments Act 2011 (section 18 service charge, section 19 building investment fund), the Companies Act 2014 for the OMC as a company, and the Land and Conveyancing Law Reform Act 2009 for the leasehold.
No minutes of an owners' meeting were provided
Works already resolved but not yet paid for appear in the minutes and nowhere else. Ask for the last three years. If they are missing, that in itself is an answer.
Documents you should request
- · A certificate from the OMC on outstanding service charges for the unit
- · The OMC's annual accounts and the state of the sinking fund
- · The current service charge and the budget
- · Minutes of recent members' meetings, especially on any planned major spending
- · A copy of the lease showing the remaining term
- · Confirmation that the common areas were actually transferred to the OMC
- · Proof of insurance for the development
What could NOT be assessed here
- · Which works the association has already resolved.
- · The actual balance of the reserve fund.
Legal position Ireland, as of 2026-08-17. This chapter replaces neither legal advice nor inspection of the original documents.
Scan my Home dossier · AI-assisted indication, not a sworn market-value appraisal · valuation conservative incl. 10 % safety discount · Interest/market data as of 2026-07 · Version 663
Get today's value reassessed
The property details, floor plan and location stay as they are. We only research the market assessment again, with current comparables, and create a separate, linked report with today's figures. Costs €3.00 including VAT.