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Countries

Every country has its own trap.

In Vienna it is the over-charged pre-war rent, in Portugal the price surge, in Poland the occupancy. We check each country against its own official bodies.

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The countries at a glance

Austria

The biggest avoidable loss here is not the purchase price but the rent. Tens of thousands of pre-war tenancies sit above the legal ceiling. Almost nobody checks the math.

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Germany

The asking price in a listing is a negotiating position, not a value statement. Whoever does not know the achievable price pays what is asked.

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Switzerland

There are barely any vacant flats left. Every change of tenant resets the rent higher. Anyone who misses the objection deadline pays that increase for years.

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France

The energy rating decides whether a flat may still be let at all. Buy a poorly rated property and you buy a letting ban with a date on it.

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Netherlands

There is a structural shortage of homes. Most purchases close above the asking price. Treating that price as the market value means getting it wrong every time.

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Italy

You cannot assume a building was put up legally and entered correctly in the land registry. That decides whether the contract holds and whether a bank will lend.

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Spain

Households renting at market rates here spend over 40 percent of income on housing more often than the EU average. Buying prices rise by double digits, widening the gap.

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Belgium

You pay twice here: first the highest one-off purchase costs in western Europe, then the compulsory refurbishment, because a large part of the stock is in poor energy condition.

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United Kingdom

An agreement is not binding. Either side can walk away for no reason and no cost before contracts exchange. That sinks a quarter to a third of all sales.

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Ireland

The costliest defect appears in no listing: an extension without permission. It makes the house hard to sell and hard to mortgage. The seven-year rule does not cure it.

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Poland

Housing is scarce and cramped. Buyers often buy into stock whose condition and occupancy cannot be read from the listing at all.

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Portugal

Prices are rising faster than in any other EU country. Anchoring on last year gets the sums wrong. Betting on the boom means paying the premium.

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Czechia

What encumbers a property here sits in the cadastre, not in the listing. Mortgages, easements and enforcement notes pass to the buyer with it.

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Slovenia

What a flat in Slovenia actually cost is public. Anyone who does not look it up is the only one negotiating blind, against someone who knows.

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Also without a page of their own

In these 19 countries you can get the report today.

The official bodies are connected and the check runs. What is still missing here is the detailed page on national law and purchase costs. Just enter the address.

BulgariaDenmarkEstoniaIcelandLatviaLiechtensteinLuxembourgCroatiaCyprusFinlandGreeceHungaryLithuaniaMaltaNorwayRomaniaSerbiaSlovakiaSweden
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Applies in every EU country

The energy rating is no longer a footnote.

The revised EU buildings directive has to be written into national law by 29 May 2026. Average primary energy use in residential buildings must fall by 16 percent by 2030 and by 20 to 22 percent by 2035. At least 55 percent of that saving has to come from the worst-performing buildings.

Buy a poorly rated property today and you buy a foreseeable duty to renovate along with it.

Source: European Commission, Directive (EU) 2024/1275

For some countries, all that stands here so far is what the official sources say for certain. National law, purchase costs and tenancy rules follow once they are documented. An invented percentage for purchase costs would not be a blemish in this context but a liability.

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What is English here, and what is not

Pages without a small DE mark are in English; a few pages are still German only.

Legal texts are translated, but the German version under legal notice, privacy and terms is the one that is legally binding.

Our newsletter PDF and a few image captions are still German.

Done in 8 to 15 minutes.
Every figure with source and verification number.

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