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Valuation cost

How much does a property valuation cost?

The short answer: a formal valuation from a chartered surveyor runs on the order of 1,500 to 3,000 euro in Europe. The longer answer matters more, because for most reasons people search this, you do not need one.

When you genuinely need a chartered surveyor

A formal valuation or survey from a qualified, insured surveyor is not replaceable when the result has to hold up somewhere official: for a mortgage lender who requires their own valuation before releasing funds, in a legal dispute or divorce, for probate or an inheritance settlement, or when a court or tax authority requires it. In every one of those cases the cost is money well spent, and nothing online replaces it.

When something else is enough

The far more common reason is different. You have found a listing, the viewing is Saturday, and you want to know whether the asking price is reasonable before you go. Commissioning a formal valuation for that makes little sense: it takes days to weeks, and by then the listing may be gone. You would also need one for every property you look at, not just the one you eventually buy. That gap is exactly what a pre-check fills.

What Scan my Home does

We research a single property against official registers and market data and return a PDF report in 8 to 15 minutes. The standard report costs €29.99. The full assessment with document review costs €39.99. It contains a conservatively derived market value, checks that run on fixed formulas, warning signs sorted by severity, the location assessed from official mapping, and the running costs you will actually face. Every figure carries its source. What it is not, and this is stated in the report itself: not a chartered surveyor's valuation, not a structural survey, not legal or investment advice.

The two are not competitors

The common mistake is treating this as either-or. It is a sequence. The pre-check tells you whether booking the surveyor is worth it at all, and if you do book one, it tells them where to look. Pre-checking ten properties and then commissioning one survey costs well under a hundred euro plus the one survey. Ten surveys cost you a small car.

What about free online calculators?

Free instant valuation tools are almost always lead forms. You get a rough figure, and an estate agent gets your contact details in return. The figure itself is usually a postcode average, not an assessment of your property. We do not do that: your details go to no agent, we introduce you to no one and belong to no bank. That is why the report costs something, even if less than a sandwich.

Status, honestly

The service is in a test phase and payment is not switched on yet.

Frequently asked questions

How much does a property valuation cost?

A standard report from Scan my Home costs €29.99, the full assessment with document review €39.99, both including tax. A formal valuation from a chartered surveyor costs far more, typically on the order of 1,500 to 3,000 euro in Europe.

What is the difference between a valuation and a full survey?

A valuation gives a figure, usually for a mortgage lender. A full structural survey goes further and inspects the physical condition of the building. Both are done in person by a qualified surveyor and both cost significantly more than an online report.

How long does an online valuation report take?

Between 8 and 15 minutes for a full PDF report with sources, once you submit a listing link or an address.

A real sample report is public, every figure and every source in it. See also property valuation and pricing.

See what a pre-check actually looks like before you book a surveyor

A full PDF report with sources in 8 to 15 minutes, from €29.99.

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What is English here, and what is not

Pages without a small DE mark are in English; a few pages are still German only.

Legal texts are translated, but the German version under legal notice, privacy and terms is the one that is legally binding.

Our newsletter PDF and a few image captions are still German.

Done in 8 to 15 minutes.
Every figure with source and verification number.

Check a property